Talk:Clements Worldwide

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Conflict of Interest edit request[edit]

  • What I think should be changed (include citations):
Edit request proposal

1) Reference link updates and corrections Link #1: Needs updating. The correct link is: https://www.clements.com/about/ Link #2: Outdated. Please remove. Link #3: Remove. Webpage no longer exists. Link #4: Duplicate link of #1. Please remove. Link #10: Link not working. Please update to: https://ipmimagazine.com/medical-health-insurance/en/breaking-news/1414-clements-worldwide-advances-international-expansion-with-dubai-launch Link #14: Update to https://afsa.org/exemplary-performance-awards Link #15: Update to https://www.fsyf.org/CSA

    • note, new reference links are included below in suggested edits***

2) Removing the fact about Mike Judge's character, Beavis. Based on this interview with Mike Judge (https://www.texasmonthly.com/arts-entertainment/mike-judge/), the information listed on the current Wiki page is not correct.

3) Edit the introduction section (the first section) to provide a more comprehensive illustration of the company

Clements Worldwide <ref>https://www.clements.com/about/<ref> is a privately owned global insurance brokerage that provides standard coverage for individuals and organizations, as well as complex coverage for scenarios with high-risk and hard-to-place risk.<ref>https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx<ref> The company has a history of providing insurance coverage in niche markets, high-risk geographic locations <ref>https://www.insurancebusinessmag.com/us/news/breaking-news/kandr-insurance-specialist-clements-worldwide-sees-rise-in-express-kidnappings-170385.aspx<ref> <ref>https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx<ref>, and areas with unknown risk. <ref>https://www.cato.org/publications/commentary/unknown-unrecognized-contractors<ref> Presently, the company provides international insurance for individuals and organizations with an emphasis on individual expatriates, international organizations, and global businesses. <ref>https://www.insurancebusinessmag.com/us/news/workers-comp/insuring-employees-abroad-who-covers-evacuation-costs-62623.aspx<ref>

The company was originally founded as Clements & Company in 1947 in Washington, D.C., by husband and wife Robert S. Clements and M. Juanita Guess-Clements. The company’s headquarters are in Washington, D.C., with additional offices located in London <ref>https://www.postonline.co.uk/broker/1564414/clements-international-to-open-london-office<ref>, Dubai <ref>https://ipmimagazine.com/medical-health-insurance/en/breaking-news/1414-clements-worldwide-advances-international-expansion-with-dubai-launch<ref>, Dublin, Gibraltar, and Brussels.

Clements Worldwide comprises three divisions: Personal Insurance, Commercial Insurance, and Strategic Partnerships. The company provides insurance coverage for individuals and organizations in over 170 countries, serving a diverse range of populations including expatriates of all nations, U.S. Foreign Service, U.S. military, international companies, non-governmental organizations (NGOs), embassies, and international schools.

4) Edit/expand history (note: This was based off an oral interview in August 2022 with Jon Clements, the founder's son.)

M. Juanita Guess-Clements was an administrative assistant at the U.S. State Department when she married lawyer Robert S. Clements. Robert Clements was educated at the Massachusetts Institute of Technology, Harvard, and Georgetown. In 1947, they co-founded the domestic insurance company, Clements & Company, with the intention of selling life insurance policies.<ref>https://archive.ph/20130708155038/http://admin.fredericksburg.com:8080/News/FLS/2007/052007/05132007/283728<ref>

Through her professional network, M. Juanita Guess-Clements secured a meeting at the Civilian Claims Act Office. They were granted an audience with a high-level administrator to pitch their life insurance policy, and while there, the couple learned about the large backlog of claims made against the government for property loss and damage from government employees posted overseas.<ref>https://www.globassure.com/partner/clements-worldwide<ref> At the time, a claim against the government was the only recourse for property damage for Foreign Service employees, as no personal insurance coverage existed for their vehicles or personal property. After learning that, Mr. and Mrs. Clements shifted their focus to address the coverage gap for the U.S. Foreign Service.<ref>https://www.youtube.com/watch?v=WBubkoBEoNQ<ref>

Mr. and Mrs. Clements developed their company's first policy over a period of two years, and according to their son, Jon Clements, handwrote the policy language on blocks of butcher paper in their home. Afterwards, the couple sought an insurer to assume the risk. They encountered hesitance from insurers since the overseas risk was unknown but eventually secured the necessary insurance to produce the policy, which was the first of its kind.<ref>https://www.youtube.com/watch?v=WBubkoBEoNQ<ref>

In the 1950s, the company was appointed as a broker with American International Group, Inc. (AIG), enabling Clements & Company to expand its offerings. In the 1960s, the company became a Managing General Agent/Managing General Underwriter (MGA/MGU), enhancing the firm’s ability to expand its specialty high-risk coverage.

The company eventually became the preferred provider of personal property and motor insurance for U.S. government personnel living and working abroad. In the 1970s, Clements & Company insured 70% of personal property policies for U.S. Foreign Service Officers serving overseas. Over time, the company expanded to include other expatriates, including the U.S. Peace Corps in the 1980s.

In the 1980s, the founders’ son, Jon B. Clements, joined the organization. That same decade, Clements & Company expanded into commercial business, and in 2001, rebranded to Clements International <ref>https://www.clements.com/about/ to reflect the global nature of its operations<ref>. In 2005, Clements International became a certified Lloyd's of London coverholder, granting the company the authority to underwrite and issue insurance policies on behalf of insurers. In 2007, at age 89, co-founder Robert Clements died.<ref>https://www.insurancejournal.com/services/newswire/2007/05/15/79690.htm<ref> The company joined the Council of Insurance Agents and Brokers (CIAB) in 2008.<ref>https://www.insurancejournal.com/services/newswire/2008/08/11/92682.htm<ref>

Clements International expanded its operations in 2010 by opening an office in London.<ref>https://www.postonline.co.uk/broker/1564414/clements-international-to-open-london-office<ref> Clements became licensed by the UK's Financial Services Authority (FSA) following its acquisition of the International Vehicle Risk Management (IVRM) business from Lockton Companies. <ref>https://www.insurancejournal.com/news/international/2010/10/14/114047.htm<ref> The following year, in 2011, the company underwent another rebranding and changed its name to Clements Worldwide <ref>https://www.thinkadvisor.com/2011/05/26/expat-firm-rebrands/<ref>. Subsequently, the company opened an office in Dubai in 2012 <ref>https://ipmimagazine.com/medical-health-insurance/en/breaking-news/1414-clements-worldwide-advances-international-expansion-with-dubai-launch<ref> and became the first to offer political violence cover as standard on motor policies in 2013. On February 20, 2013, Clements Worldwide announced its acquisition of UK-based expat insurance provider Italsure. In 2019, Clements opened an office in Belgium, and in 2022, it opened another location in Dublin, Ireland.

Since 2007, Clements has been annually named as a "Best Practices Agency" in the U.S. <ref>https://www.independentagent.com/best-practices/SiteAssets/Pages/BPAgencies/default/2022-BestPracticesAgencies.pdf<ref> <ref>https://www.independentagent.com/best-practices/Pages/BPAgencies/default.aspx<ref> by the Independent Insurance Agents and Brokers of America.

5) Edit/expand the "Products and Services" section for comprehensive info

Clements Worldwide is a global insurance brokerage firm that offers a wide range of international personal and commercial insurance products, including coverage for cars, properties, lives, health, and specialized risks such as kidnap and ransom <ref>https://www.insurancebusinessmag.com/us/news/breaking-news/kandr-insurance-specialist-clements-worldwide-sees-rise-in-express-kidnappings-170385.aspx<ref> and political violence. <ref>https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx<ref>

Moreover, Clements Worldwide caters to specific communities with unique risk profiles, such as international schools, non-governmental organizations (NGOs), embassies, military, contractors <ref>https://www.clements.com/about/<ref>, U.S. Foreign Service, professionals abroad, and expatriates with cross-border insurance needs.<ref>https://www.insurancebusinessmag.com/us/news/workers-comp/insuring-employees-abroad-who-covers-evacuation-costs-62623.aspx<ref> Clements also provides Defense Base Act (DBA) insurance <ref>https://www.cato.org/publications/commentary/unknown-unrecognized-contractors<ref> and other insurance products for contractors working for the U.S. government and others around the world.<ref>https://www.thinkadvisor.com/2011/05/26/expat-firm-rebrands/<ref> The company's services go beyond traditional insurance coverage, as it specializes in providing high-risk insurance and supports missions such as war-zone journalism, mine removal in Kuwait, and insurance for Peace Corps volunteers.

6) Updated Current Leadership (it is currently outdated) The company's leadership team includes <ref>https://www.clements.com/about/leadership/<ref>:

Jon B. Clements – Chairman

Tarun Chopra – President & CEO <ref>https://www.bloomberg.com/press-releases/2019-12-17/tarun-chopra-named-clements-worldwide-ceo<ref> <ref>https://www.bizjournals.com/washington/news/2019/12/18/clements-worldwide-names-new.html<ref>

Smita Bhargava – Senior Vice President

7) Update "Charitable Giving" section to reflect most recent info

Since 1995, Clements Worldwide has sponsored the M. Juanita Guess Award (named after Clements’ co-founder). “The M. Juanita Guess Award is conferred on a Community Liaison Officer who has demonstrated outstanding leadership, dedication, initiative, or imagination in assisting the families of Americans serving an overseas post.” <ref>https://afsa.org/exemplary-performance-awards<ref> <ref>https://www.clements.com/about/social-responsibility/m-juanita-guess-award/<ref>

Additionally, Clements Worldwide sponsors the annual Foreign Service Youth Foundation (FYSF) community award for U.S. Foreign Service youth who volunteer their efforts to improve the community. The winners of the award receive a certificate of recognition for their philanthropic work, as well as a $1,500 savings bond at the annual FYSF ceremony hosted at the U.S. Department of State. <ref>https://www.fsyf.org/CSA<ref>

Clements Worldwide has sponsored various other initiatives and awards to support community initiatives and recognize individuals who serve their community. One such award is the "Expat Youth Scholarship," <ref>https://www.fawco.org/index.php?option=com_content&view=article&id=2102:clements-worldwide-announces-the-global-launch-of-its-fourth-annual-expat-youth-scholarship-contest&catid=3&Itemid=100584<ref> <ref>https://aisa.or.ke/clements-expat-youth-scholarship/<ref>which offers six students between the ages of 13 and 18, of any nationality, the chance to win a total of $10,000 in scholarships. The scholarship's theme changes every year to reflect how a youth has benefitted from living overseas. The 2012 theme tasked students to send a photo with a short essay that captures a ‘calculated’ risk they took while living abroad. <ref>https://www.fawco.org/index.php?option=com_content&view=article&id=2102:clements-worldwide-announces-the-global-launch-of-its-fourth-annual-expat-youth-scholarship-contest&catid=3&Itemid=100584<ref> The 2013 prize award is for students who create a two-minute video demonstrating how they can make the world a better place through their experiences abroad.

8) Update old link and add relevant External Links Update:

Clements Worldwide official website

https://www.clements.com/

Add:

Clements Worldwide: Digging into the complex realm of political violence insurance https://www.insurancebusinessmag.com/us/news/breaking-news/clements-worldwide-digging-into-the-complex-realm-of-political-violence-insurance-167357.aspx

K&R insurance specialist Clements Worldwide sees rise in ‘express kidnappings’ https://www.insurancebusinessmag.com/us/news/breaking-news/kandr-insurance-specialist-clements-worldwide-sees-rise-in-express-kidnappings-170385.aspx

Insuring employees abroad: Who covers evacuation costs? https://www.insurancebusinessmag.com/us/news/workers-comp/insuring-employees-abroad-who-covers-evacuation-costs-62623.aspx

75 Years of Supporting Global Aspirations Without Limitation: Clements Worldwide's Story https://www.youtube.com/watch?v=WBubkoBEoNQ

Clements Worldwide names new CEO https://www.bizjournals.com/washington/news/2019/12/18/clements-worldwide-names-new.html

Clements Worldwide Partners with Cigna to Extend International Insurance Offerings https://apnews.com/article/business-europe-fdae7101df2945ebe19661ff44268e92

Clements Worldwide to Implement Beyontec Suite to Manage Its Business Operations https://apnews.com/article/technology-business-middle-east-dubai-united-arab-emirates-61b5efcf7379489cbdc60c241f001b00

Foreign Service Youth Foundation https://www.fsyf.org/CSA

American Foreign Service Exemplary Performance Award https://afsa.org/exemplary-performance-awards

  • Why it should be changed:

As an current employee, these edits are submitted with a COI. The suggested edits are submitted in the structure of a Wikipedia entry because it was easier for the writer to compile information in this manner. The presentation of this information is a suggestion and is not intended to dictate to Wikipedia's editors. The edits above are being suggested because: 1) the current Wiki page contains some incorrect information (i.e., the Beavis fact, according to interviews with Mike Judge--references listed in the above section) 2) to correct outdated information (i.e, company leadership) 3) provide info on areas of incomplete information (i.e., office locations), 4) update invalid links 5) expand information in various sections to provide a more comprehensive scope of information. Thank you!


Ccmy9 (talk) 20:10, 21 April 2023 (UTC)[reply]

Reply 26-JUN-2023[edit]

Below you will see where proposals from your request have been quoted with reviewer decisions and feedback inserted underneath, either accepting, declining or otherwise commenting upon your proposal(s). Please read the enclosed notes within the proposal review section below for information on each request. Additionally, due to the large number of plain URL's submitted as references, a cleanup bare URL's maintenance message was applied to the article.  Spintendo  01:06, 27 June 2023 (UTC)[reply]

Thank you for taking the time Spintendo. Ccmy9 (talk) 03:32, 27 June 2023 (UTC)[reply]
Edit request review 26-JUN-2023

Reference link updates and corrections


 Partly approved.[note 1]
___

Removing the fact about Mike Judge's character, Beavis. Based on this interview with Mike Judge, the information listed on the current Wiki page is not correct.


 Approved.Cite error: There are <ref> tags on this page without content in them (see the help page).
___

Clements Worldwide is a privately owned global insurance brokerage that provides standard coverage for individuals and organizations, as well as complex coverage for scenarios with high-risk and hard-to-place risk. The company has a history of providing insurance coverage in niche markets, high-risk geographic locations and areas with unknown risk.


no Declined.[note 2]
___

Presently, the company provides international insurance for individuals and organizations with an emphasis on individual expatriates, international organizations, and global businesses. The company was originally founded as Clements & Company in 1947 in Washington, D.C., by husband and wife Robert S. Clements and M. Juanita Guess-Clements. The company’s headquarters are in Washington, D.C., with additional offices located in London, Dubai, Dublin, Gibraltar, and Brussels.


 Approved.Cite error: There are <ref> tags on this page without content in them (see the help page).
___

Clements Worldwide comprises three divisions: Personal Insurance, Commercial Insurance, and Strategic Partnerships. The company provides insurance coverage for individuals and organizations in over 170 countries, serving a diverse range of populations including expatriates of all nations, U.S. Foreign Service, U.S. military, international companies, non-governmental organizations (NGOs), embassies, and international schools.


no Declined.[note 3]
___

M. Juanita Guess-Clements was an administrative assistant at the U.S. State Department when she married lawyer Robert S. Clements. Robert Clements was educated at the Massachusetts Institute of Technology, Harvard, and Georgetown. In 1947, they co-founded the domestic insurance company, Clements & Company, with the intention of selling life insurance policies. Through her professional network, M. Juanita Guess-Clements secured a meeting at the Civilian Claims Act Office. They were granted an audience with a high-level administrator to pitch their life insurance policy, and while there, the couple learned about the large backlog of claims made against the government for property loss and damage from government employees posted overseas. At the time, a claim against the government was the only recourse for property damage for Foreign Service employees, as no personal insurance coverage existed for their vehicles or personal property. After learning that, Mr. and Mrs. Clements shifted their focus to address the coverage gap for the U.S. Foreign Service.


no Declined.[note 4]
___

Mr. and Mrs. Clements developed their company's first policy over a period of two years, and according to their son, Jon Clements, handwrote the policy language on blocks of butcher paper in their home. Afterwards, the couple sought an insurer to assume the risk. They encountered hesitance from insurers since the overseas risk was unknown but eventually secured the necessary insurance to produce the policy, which was the first of its kind


 Unable to implement.[note 5]
___

In the 1950s, the company was appointed as a broker with American International Group, Inc. (AIG), enabling Clements & Company to expand its offerings. In the 1960s, the company became a Managing General Agent/Managing General Underwriter (MGA/MGU), enhancing the firm’s ability to expand its specialty high-risk coverage.


no Declined.[note 6]
___

The company eventually became the preferred provider of personal property and motor insurance for U.S. government personnel living and working abroad. In the 1970s, Clements & Company insured 70% of personal property policies for U.S. Foreign Service Officers serving overseas. Over time, the company expanded to include other expatriates, including the U.S. Peace Corps in the 1980s.


no Declined.[note 7]
___

In the 1980s, the founders’ son, Jon B. Clements, joined the organization. That same decade, Clements & Company expanded into commercial business, and in 2001, rebranded to Clements International. In 2005, Clements International became a certified Lloyd's of London coverholder, granting the company the authority to underwrite and issue insurance policies on behalf of insurers.


no Declined.[note 8]
___

In 2007, at age 89, co-founder Robert Clements died.


 Approved.Cite error: There are <ref> tags on this page without content in them (see the help page).
___

The company joined the Council of Insurance Agents and Brokers (CIAB) in 2008. Clements International expanded its operations in 2010 by opening an office in London. Clements became licensed by the UK's Financial Services Authority (FSA) following its acquisition of the International Vehicle Risk Management (IVRM) business from Lockton Companies.The following year, in 2011, the company underwent another rebranding and changed its name to Clements Worldwide; Subsequently, the company opened an office in Dubai in 2012


 Already done.[note 9]
___

and became the first to offer political violence cover as standard on motor policies in 2013.


no Declined.[note 10]
___

On February 20, 2013, Clements Worldwide announced its acquisition of UK-based expat insurance provider Italsure.


 Already done.[note 11]
___

In 2019, Clements opened an office in Belgium, and in 2022, it opened another location in Dublin, Ireland.


 Unable to implement.[note 12]
___

Edit/expand the "Products and Services" section for comprehensive info


no Declined.[note 13]
___

Updated Current Leadership


 Approved.Cite error: There are <ref> tags on this page without content in them (see the help page).
___

Update "Charitable Giving" section to reflect most recent info


no Declined.[note 14]



___________

  1. ^ If suggested reference links were included in sections of the request which were not approved, those links will not have been added or updated in the article.
  2. ^ This information includes industry-specific nomenclature (e.g., "hard-to-place risk", and "high-risk geographic locations". These terms ought to be Wikilinked.
  3. ^ The request does not specify the notability for including the descriptions of these divisions other than that they exist. A link to the company's website which describes these divisions in detail would be preferable for readers to engage if more information is desired.
  4. ^ Unless these individuals are independently notable, a description of their individual educations and intentions for the company are not warranted.
  5. ^ The reference provided is a url to Youtube. If video content is desired to be used for references, the cite:AVmedia template ought to be used.
  6. ^ The first portion of the text, concerning AIG, is not Wikilinked. The second portion, which discusses the firm's "abilities", is not germane to the article, inasmuch as discussing 'abilities' is to impart the promotion of said abilities.
  7. ^ The term "preferred provider" is not explained. Furthermore, this portion of the text is not referenced.
  8. ^ The term "expanded into commercial business" is not defined. Additional terms such as "coverholder" are similary ill-defined, with no Wikilinks applied.
  9. ^ The asked-for changes in this section of the edit request are already in the article.
  10. ^ The term "first" is not defined, nor is "political violence cover"
  11. ^ The asked-for changes in this section of the edit request are already in the article.
  12. ^ This portion of your request could not be implemented because references were not provided.
  13. ^ In depth descriptions of products and services offered by the company are better handled through the link to the company's website.
  14. ^ Any awards mentioned ought to be independently notable, i.e., the award has its own Wikipedia page.