Talk:Microcredit/Archive 2

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Archive 1 Archive 2

Dr. Islam's comment on this article

Dr. Islam has reviewed this Wikipedia page, and provided us with the following comments to improve its quality:


Add this line after note 4: the 2006 Nobel Peace Prize winner was Professor Yunus and the Grameen Bank (GB), which Yunus founded.

Update Duflo's paper- as it is published now:

Banerjee, Abhijit, Esther Duflo, Rachel Glennerster and Cynthia Kinnan (2015), “The miracle of microcredit? Evidence from a randomized evaluation”, American Economic Journal: Applied Economics, 7(1), 22-53.

At the end of the introduction but before history: add the following

A number of studies using data from Bangladesh have found that microcredit leads to an improvement in consumption smoothing and asset building1, reduction in household vulnerability in response to health and income shocks (Pitt and Khandker 1998, Islam and Maitra 2012, Islam 2015), and improved health and nutrition (Pitt et al. 2003). It seems clear that higher benefits from microcredit are likely to accrue from long-term participation in such programmes (Islam 2011).

Islam, Asadul (2011), “Medium- and Long-Term Participation in Microcredit: An Evaluation Using a New Panel Dataset from Bangladesh”, American Journal of Agricultural Economics, 93(3), 843-862. Islam, Asadul and Pushkar Maitra (2012), “Health Shocks and Consumption Smoothing in Rural Households: Does Microcredit have a Role to Play?”, Journal of Development Economics, 97(2), 232-243. Islam, Asadul (2015), “Heterogeneous Impacts of Microcredit: Evidence from Large Scale Programs in Bangladesh”, Journal of Asian Economics, 37:48-58, 2015 Islam, A, C Maitra, D Pakrashi and R Smyth (2016), ‘Microcredit Program Participation and Household Food Security in Rural Bangladesh´,67(2): 448–470. Pitt, Mark M and Shahidur R Khandker (1998), „The Impact of Group-Based Credit Programs on Poor Households in Bangladesh: Does the Gender of the Participant Matter?”, The Journal of Political Economy, 106, 958–996.

Pitt, Mark M, Shahidur R Khandker, Omar Haidar Chowdhury and Daniel L Millimet (2003), “Credit Programs for the Poor and the Health Status of Children in Rural Bangladesh”, International Economic Review, 44 (February), 87–118.


We hope Wikipedians on this talk page can take advantage of these comments and improve the quality of the article accordingly.

Dr. Islam has published scholarly research which seems to be relevant to this Wikipedia article:


  • Reference : Asadul Islam & Debayan Pakrashi, 2014. "The Microcredit Puzzle: Labour Supply Behaviour of Rural Households in Bangladesh," Monash Economics Working Papers 24-14, Monash University, Department of Economics.

ExpertIdeasBot (talk) 11:10, 28 May 2016 (UTC)

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The information regarding world interest rates is eight years out of date...Wizodd0 (talk) 02:14, 5 June 2018 (UTC)

Rates are from 2010 and have changed drastically by 2018/6/1 Wizodd0 (talk) 02:14, 5 June 2018 (UTC)

Payday loans

What's the difference between microcredit and payday loan? --Vanuan (talk) 12:10, 17 November 2019 (UTC)

Wiki Education Foundation-supported course assignment

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